1. If you are elderly, it is expected. Don’t buck the cliché.
2. You don’t have to go to the bank so often
3. It’s fun to open a drawer and find big denomination dollar bills.
4. Having cash you can see and touch makes you feel richer.
5. There are times when having up to $100 in cash in your home is a convenience.
A long, unexpected cab ride, for instance. Paying someone who plowed the snow off your driveway, for another. Forcing cash on a reluctant relative.
When I read that all older people hide cash in their homes, I was surprised. Then I remembered my mother told us she was hiding a little cash in her house, inside the flap of her hardcover copy of Dr. Zhivago. The dear doctor’s stash was used up long before her death. After she died, I found other hidden cash, under the dividers in her vanity table drawer, between the top and bottom of a cardboard box set inside another drawer, inside a sewing table, and more. They were never big dollar amounts by current standards. A five or a ten at most. Finding these little bits of cash was like finding Easter eggs. All good feelings.
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Just last week I found a use for cash kept at home. A workman came to estimate a job and was willing to do it on the spot for cash. Which I happened to have.
The ideal amount to keep is probably a few hundred dollars, if you have it to spare. Try to make it around the usual ATM limit. Then if you have to make a dash somewhere, you can hit up your ATM, too, and have a decent amount of cash.
We're becoming less and less a cash society, but when the unexpected happens, cash is king.
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